Areas We Serve

NMLS ID#849168 www.nmlsconsumeraccess.org

State Licenses Issued by:
NC Commission of Banks #L-153764
SC Board of Financial Institutions #MLS 849168
TN Dept. of Financial Institutions #113679
VA State Corporation Commission #MC-5622

Apply Now

Fidelity Capital Mortgage Company is here to assist you in determining the loan program that suits your needs.  To obtain a prequalification budget amount, please click on the Prequalify Link on the left.  If you want to proceed directly to an application, please click on the Loan Application Checklist below and/or contact us at:

PH:  804-354-8830  / EM: FCMC@Ficapmortgage.com

We look forward to serving you!

 

Loan Application Checklist

Shown below are documents that are typically required when you apply for a mortgage. Every situation is unique, and you may need to provide additional documentation.

  • Paystubs covering the last 30 day period; for Social Security or other Disability income, provide copy of award letter from the paying agency

  • Last 2 Years Tax Returns & W-2 and/or 1099 Forms (need to be signed)

  • For Self-Employed borrowers, provide last 2 years business tax returns

  • Checking & Saving Account Bank Statements for the 2 most recent month cycles (all pages, even if blank or standard bank language)

  • Copy of current Drivers’ License and one other Government Issued ID (i.e. Social Security Card, Passport, Permanent Resident Card, etc.)

  • If you are a Veteran applying for a VA Loan, please provide your Certificate of Eligibility and/or Award Letter

  • Copy of the Sales Contract and Earnest Money Deposit (if you’re purchasing a home)

  • Copy of your most recent Mortgage Statement (if you’re Refinancing)

  • Copy of most recent 401K, Stock, IRA, or Retirement Accounts (Optional)

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